Read in this issue:

• Past, nowadays and future of e-commerce technology
• Anatoly Aksakov: «The development of Russian payment cards market is impossible without amending current national legislation!»
• Government and cashless payments: experience of countries with modernising economies
• In Europe #4/2006
• Who benefits from “Gemalto Syndrome”?
• Some words about Russian Social Card
• Diebold: ATM fraud under the fire of innovative technologies
• Key events of payment card market