News of Payment Systems

• Ukrainian Ministry of Economy suggests obliging merchants to accept special means of payment

News of Banks

• Sberbank of Russia launched Social card project in Krasnodar region
• New co–branding Perekrestok–Citibank–MasterCard card
• AmEx and Sberbank of Russia will give 50 US dollars as a gift to the buyers of travellers cheques
• Belarusbank issued 1 million BelCard–M cards
• Ukraine: over 30% of online payments are made by Raiffeisen Bank Aval cards

Business. Technologies. Retail

• Mobile can be used on Russian airlines
• Visa and DeviceFidelity Collaborate to Accelerate Adoption of Mobile Contactless Payments

Card Society

• Russia. Special cards to pay traffic penalties
• First online air ticketing service was launched in Belarus

News of Payment Systems

• Zolotaya Korona: results of 2009
• Igor Lipanov: in the spring of 2010 URPS starts migrating on EMV
• Moldova: the volume of card transactions in the country grew by 8.2%
• UNIStream and Deutsche Bank launched a joint project in China

News of Banks

• Sberbank of Russia: card results of 2009
• MDM Bank has opened cash points for Zolotaya Korona cards in 49 Russian cities
• Sberbank of Russia and URALSIB integrate social projects
• PrivatBank gives its customers “electronic change”
• ARARATBANK issues Classic–M contactless cards

Business. Technologies. Retail

• 1st International Forum “М-com/Е-com and banking. Russia & CIS 2010”
• Cash Cycle Management solutions from Wincor Nixdorf optimize cash handling at retail companies
• INPAS Company delivered automated self-service banking offices to the Far East Sberbank of Russia
• SmartSafe: the Solution that Helps to Ensure Cash Management Optimization
• VeriFone Systems Used in Hungary’s
• Zolotaya Korona and Russian Standard Bank cooperate in merchant acquiring

News of Payment Systems

• Russian banks to be prohibited to change interest rates for loans and deposits
• Kazakhstan: banks will issue ecash

News of Banks

• Almost 25% of all purchases in Runet were made on Sberbank cards
• VTB24: the volume of payments individuals made in favour of organizations grew by 1.5 times
• Svyaznoy Group and Promtorgbank united for a joint project

Business. Technologies. Retail

• Wincor Nixdorf: New technology automatically means better security and lower cash handling costs
• Rosan Company will supply more than 1 million EMV cards to Bank of Moscow
• Russian Post issued 2 million unified payment cards for universal telecommunication services
• TSYS Ranked No. 8 Among Top 100 Providers of Financial Technology
• NXP MIFARE Plus Scores High in Independent Security Reviews
• CUP Data Renews Processing Agreement with China Minsheng Bank

Card Society

• Russia: the number of online buyers in 2009 grew by 8%
• The number of SIM cards registered in Russia increased up to 208.3 million
• “Minsk guest card”: the results of the first stage of the project

News of Payment Systems

• BelCard payment system: the results of 2009
• The number of active cards in Ukraine gets reduced
• Armenia: leading banks–issuers
• Remittances to Tajikistan reduced by one third

News of Banks

• Sberbank of Russia holds an action of problem credits restructuring
• Following the results of 2009 credit card portfolio of VTB24 has grown by 65%
• OTP Bank has issued more than 4.7 million cards
• Zapsibcombank: 14 АТМs with cash–in function
• First National Bank's (FNB) rewards programme, eBucks, can now be used at Engen stations in SA

Business. Technologies. Retail

• TSYS MobilePASS Takes Business Beyond Brick-and-Mortar
• NCR sells 50,000th NCR SelfServ ATM, helps banks around the world deliver improved customer service
• BS/2 and OpenWay: Innovative self-service paymentsat Wincor World 2010
• Banking Processing Center: the results of 2009

Card Society

• Toll roads would have no alternative
• Russ-Bank will enter pensions to cards

News of Payment Systems

• UNIStream’s turnover in Armenia has exceeded $550 million

News of Banks

• Results of 2009: the share of state banks in the market of credit cards has increased
• Raiffeisenbank has introduced Verified by Visa technology
• URALSIB Bank will expand the functionality of Social cards for Ivanovo region residents

Business. Technologies. Retail

• Crédit Agricole Group decides in favor of PC/E Retail Banking Solution Suite
• UPC has summed up its results in 2009
• Tieto awarded as the fastest growing R&D outsourcing company in the mobile devices industry in China

Card Society

• In 2009 Russians have got 3 million biometric passports
• Zolotaya Korona introduces travel cards in capital of Kuzbass (South-western Siberia)
• Haiti Earthquake Puts Mobile Payments in the Spotlight

Ladies and gentlemen!

Editorial Board of PLUS Journal informs you that next release of on-line news service PLUS-daily will be published on January, 11th, 2010, after accomplishing Christmas and a New Year's holidays in Russia.

Yours sincerely,

Alex Grizov, Publisher & PLUS team

News of Payment Systems

• Bank of Russia about the number of issuers and acquirers

News of Banks

• Russian postal bank is supposed to be created within 5 years
• Central Russian bank of Sberbank of Russia offers a new way to repay credits

Business. Technologies. Retail

• B2B–Center uniform system of electronic trade has grown by 43% in 2009

Card Society

• Poll: Russians are sceptical about banks’ New Year actions

News of Payment Systems

• Bank of Khanty–Mansiysk starts servicing AmEx cards
• WebCreds: Russians will spend 30 billion roubles in Internet on the New Year celebration
• More than 941,000 electronic payments have been made through the payment system of Dagestan

News of Banks

• One million customers of universal banking service contract
• Sberbank of Russia, Experian and Interfax Group founds the united credit bureau
• To fill up Dengi@Mail.Ru account by bank cards
• Experts expect the share of problem credits in portfolios of Ukrainian banks to increase
• Areximbank: the volume of cash transactions on ArCa cards has grown by 13.5%

Card Society

• The new airport in Sochi is equipped to check biometric passports
• Armenian pensioners are getting special pension cards

News of Payment Systems

• Banks of Armenia: the number of active cards has grown by 26.4%

News of Banks

• Sberbank of Russia opens in Moscow first offices of a new format
• URALSIB Bank has increased its network of partners on international payment cards issuing
• Sberbank of Russia intends to increase the number of credit cards by 7.5 times
• Master bank: Visa Transport card as a gift
• Sberbank of Russia to issue Visa Infinite cards
• Primorye Bank expands acceptance of customs payments
• Ural Bank of Sberbank of Russia has issued more than 16,000 credit cards
• “Remote banking on the run” – a new service for clients of Bank Koltso Urala
• New Year expenses of Russians have reached the pre-crisis level
• Deposit Insurance Agency forecasts a 1.3 trillion roubles growth of private deposits
• Credit cards in foreign currency in Ukraine are outside of the law

Business. Technologies. Retail

• In Moscow the first “Cash-recycling Russia 2009” Forum went off
• Infocommunication Union launches NFC Test Zone in Russia
• Ukrainian banks starts issuing Visa EMV cards with Pectoral chip–module
• Ukrainian Processing Center has opened its office in Lvov
• Ingenico obtains ISO 9001quality certification for all of its corporate activities

Fraudfighting and Security

• Allianz Kazakhstan has insured ATFBank under the BBB program
  

News of Payment Systems

• American Express and Sberbank of Russia have started a new promotion

News of Banks

• The State Duma of Russia has approved in the first reading the bill strengthening protection of private borrowers’ rights
• Federal Tax Service has suggested Sberbank to provide its customers with a “service of instant payment of taxes” 
• Royal Bank of Scotland has joined USS

Business. Technologies. Retail

• Ministry of Industry and Trade of Russia has held a meeting of electronic components developers at Mikron factory
• Russian Post will equip all its branches with terminals to render financial services 
• Sberbank of Russia intends to establish 27,000 ATMs by 2015 
• Tieto enters the Chinese operator market with a solution to China Mobile

Card Society

• Ukraine: student ID cards can become payment cards

News of Banks

• Bank of Russia about the number of issuers and acquirers
• VTB Bank unites its ATM network with ATM networks of some Ukrainian banks
• Bank deposits in Armenia: uneven growth

Business. Technologies. Retail

• Dmitry Medvedev has extended the term of equipping payment terminals with fiscal data recorders

Fraudfighting and Security

• Andrey Sobolev will represent Russian Europay Members’ Association in PCI SSC
• Dmitry Medvedev has approved the modification of the Federal Act “On the personal data”

Card Society

• PrivatBank issues Social cards for Kharkovites

News of Payment Systems

• MasterCard Takes Payments Technology into the Future with the Launch of M/Chip Advance

News of Banks

• Russian banks get rid of idle cards
• VTB24 has taken the lead in the Bank client service rating

Fraudfighting and Security

• Amendments to the Act “On the personal data" have passed the first reading
• Anatoly Aksakov suggests to bring a criminal punishment for faking and dealing with counterfeit cards into the legislation
• The Ministry of the Interior of Russia and the Europol will struggle together with card fraud

Card Society

• Federal Bailiff Service will establish terminals for debts payment
• Mikron will be a RFID-tickets provider for St.-Petersburg’s transport
• The Social card of Kiev inhabitant to be issued in December

News of Payment Systems

• Bank of Russia: the National system of payment cards will be open for Russian and international payment systems
• MasterCard Launches MasterCard Mobile Payments Gateway to Spark Mobile Commerce Globally
• By 2011 BelCard will be the leader of Belarusian market
• NBRB: e-cash is not widespread in Belarus
• AmEx cards to be accepted in Azerbaijan
• The volume of private remittances to Moldova was reduced by 33 %

News of Banks

• Sberbank of Russia has increased the volume of cards issued by 19.2%

Business. Technologies. Retail

• Fiserv to launch new P2P payments service for online banking users
• RFID Enabled iPhone a Boon to Mobile Marketing?

Card Society

• Vologda: discount cards for pensioners

News of Payment Systems

• Sberbank of Russia starts approbating a new EMV URPS technology

News of Banks

• Belarus: the volume of private deposits has grown by 29%
• Ukraine: the number of active cards has reduced by 23%

Business. Technologies. Retail

• PLUS–Eurasia Buyers Guide 2009–2010 has come out
• G&D launches MasterCard mobile payments sticker
• ENISEY Bank has changed processing company for KartStandart to process MasterCard cards
• Latvians can take interest–free SMS microloans

Fraudfighting and Security

• Russian government to consider amendments to the Act “On the personal data”

Card Society

• Dmitry Medvedev about social cards
• Social card project to start in St.-Petersburg

News of Payment Systems

• MasterCard Europe Reports Results for Third Quarter 2009

News of Banks

• Bank of Russia about the number of issuers and acquirers
• ATM network of Sberbank of Russia consists of 20,000 machines
• Bank of Khanty-Mansiysk will equip LUKOIL gas stations with POS terminals
• Bank of Moscow starts issuing MasterCard smart cards
• OTP Bank: all cards by a single terminal
• X5 and Citibank issue a new co-branding card
• Merchants in Ukraine have obliged to have POS-terminals
• NIKOIL Bank has cut credit’s penalties and fines rates
• Card market of Uzbekistan: more than 5.5 million cards
• Volumes of bank lending in Azerbaijan are growing

Business. Technologies. Retail

• NCR to equip ING Belgium branch network with ATMs featuring cash-recycling module
• NCR Corp. reports stable revenue, 35% loss in Q3
• Diebold-Designed ValiTech Strengthens Access Control at the ATM

News of Payment Systems

• Visa renews Olympic Games sponsorship through 2020
• American Express company third quarter 2009 overview
• Azerbaijan and Turkey test their own online money transfer system

News of Banks

• Sberbank’s projects on the card market
• ChronoPay: rating of banks which cards were used for Internet payments
• The volume of payments by Vozrozhdenie Bank custom cards has exceeded 20 million roubles
• Sobinbank transfers its acquiring network onto EMV-standard

Business. Technologies. Retail

• Mats Odell speaks at inauguration of cash handling machine
• NXP Wins Supply Contract for Chinese ePassport chips
• NXP Semiconductors Announces Third Quarter 2009 Results
• NovaCard to expand its smart cards manufacture at the expense of Sberbank’s credit
• Luottokunta begins Visa’s first NFC trial in Finland

Fraudfighting and Security

• 10th anniversary Security Printing conference launches new website and speaker line up

News of Payment Systems

• Monthly audience of e-cash users totals 2.24 million users
• Auchan intends to accept payment cards

News of Banks

• In Russia soon debts can be collected unjudicially
• Sberbank of Russia refinances mortgages issued by other banks
• Sberbank of Russia to resort to collection services
• Lending volume in Armenia has reduced by 15.5%
• Ameriabank to start Internet banking service

Card Society

• First pension card of FIA-BANK
• Kiev: investors for the social card project

News of Payment Systems

• METRO Cash & Carry in Omsk and Krasnodar to accept Zolotaya Korona cards
• WebMoney: the number of users of system has exceeded 9 million persons

News of Banks

• URALSIB Bank and Aeroflot will issue a co-branding card based on the World MasterCard
• Master Bank introduces 3D Secure technology
• NIKOIL Bank restructures its credit portfolio
• Raiffeisenbank starts to offer clients new life insurance solutions in cooperation with Raiffeisen Life Insurance Company LLC
• From the beginning of 2009 VTB24 has issued 2 million cards
• Zolotaya Korona has opened a new point in Mongolia

Fraudfighting and Security

• Diebold Outsourcing Solution Streamlines Security for Delta Community Credit Union

Card Society

• Sberbank of Russia is to launch the project "Social and payment card 'Ugra'"
• Rosbank issues the bank card with a transport application
• Ukrainian Railways to introduce payment kiosks

News of Payment Systems

• For the year Yandex.Money users have made 16 million operations
• First million BelCard–M cards

News of Banks

• Sberbank of Russia has opened the first self-service mini-offices
• Krasnoyarsk branch of MBRD and MTS start issuing MTS.Card cards for VIP-clients
• Belarus banks have increased their credit portfolio by 25.4%
• Kazakhstan: all banks in the country together have issued 7.2 million cards
• Armenia: the volume of bank credits increased by 4.8 %
• Aggregate credit portfolio of AMFA members has reached $380 million

Business. Technologies. Retail

• Oberthur Technologies Achieves MasterCard Certification for Flash Memory Based Payment Cards - Giving More Flexibility to Financial Institutions in Issuing Cards and Reducing Time to Market
• Znak Company (Ukraine) has passed Visa Inc. audit
• Compass Plus announces its products compliance with Payment Application Data Security Standard (PA-DSS) version 1.2

Fraudfighting and Security

• Central Bank of Russia has prepared a guide for cardholders
• NBU recommends to establish video surveillance in all banks of the country

Card Society

• Belpochta gets payments for services via mobile phones

News of Payment Systems

• Russian Europay Members' Association joins the Security Standards Council
• Instant payment systems regulation can be postponed
• Citibank Launches New Ultra Premium Credit Card “Miles & More Ultima MasterCard” for Russian Affluent

News of Banks

• Russian banks increase the number of VIP–offices
• Bank of Russia has lowered the official bank rate
• During January – July private deposits in Russian banks increased by 12 percent
• Promsvyazbank and Yarsotsbank are in the process of uniting thier ATM networks
• Bank’s slogan is the first step to trust it
• Pivdenniy Bank issues gift cards

Business. Technologies. Retail

• PayOnline System enters the European market
• SITRONICS wins Sberbank of Russia tender to deliver chip cards

Card Society

• SMS payments market can run up to $300 million

News of Payment Systems

• Forum “Russian gas stations and payment technologies 2009”
• Russian payment systems are not ready to become national ones
• Raiffeisen Bank Aval and Visa Inc. co–op action for corporate card holders

News of Banks

• Bank of Russia about issuers and acquirers
• Sberbank’s share on the market of deposits is reduced

Business. Technologies. Retail

• Romanian Banca Transilvania chooses SmartVista to support its card business development

Fraudfighting and Security

• Ingosstrakh has paid 2.8 million roubles for the stolen ATM

Card Society

• Russians do not believe that the crisis is over
• “Social card for the Smolensk region resident” project is started in Roslavl