News of Payment Systems

• Diners Club Russia: results of the first half of 2009
• Zolotaya Korona – Denezhnye perevody has increased by 206 service points
• Western Union and Halyk Bank of Kazakhstan are partners now

News of Banks

• Bank of Russia can put the limits on bank card tariffs
• Alfa bank: the volume of Internet payments has totaled $1.2 billion
• Rosselkhozbank: more than 2,300 salary card projects
• NBU: expenses of Ukrainian banks have exceeded its incomes by 15.4 billion grivnas
• HSBC Bank Armenia: 5,000 Internet banking customers till the end of 2009
• Asaka Bank: in Andizhan region the volume of payments on cards has totaled 18 billion sums

Business. Technologies. Retail

• The united ATM network ATMoSphere consists of more than 2,800 АТМs

Card Society

• Belarus: 10,000 discount cards for tourists

News of Payment Systems

• Belarus will replace Visa and MasterCard cards with BelKart
• In the first half of 2009 Russian Instant Payment Market has grown by 19 percent
• During the August the turnover of Azerbaijan payment system has exceeded $7.8 billion

News of Banks

• Bank of Russia can continue decreasing rates
• Sberbank of Russia has issued more than 35 million cards
• URALSIB Bank and Victoria Children Foundation have issued a card, called “Dostoyniy dom detyam!”
• MasterCard payment cards can be replenished in MBRD ATMs
• Alfa bank starts issuing salary cards with individual corporate design
• AccessBank: over 65,000 thousand microcredits
• During the year, banks of Azerbaijan have reduced the volume of personal lending by 1.9 percent

Business. Technologies. Retail

• 600 online shops use acquiring solutions of UPC

Fraudfighting and Security

• Ingosstrakh has paid Ukhtabank 1.9 million roubles for burnt down АТМ
• Sysnet establishes a regional office in Moscow, Russia to provide a new concept in the provision of information security services

News of Payment Systems

• StarBank is closing its Union Card project
• Vakhid Akhmedov about the volume of remittances into Azerbaijan

News of Banks

• From the beginning of the year Russian banks have reduced their personal credit portfolio by 8.3 percent
• Alfa bank: credits in OBI hypermarkets
• Three insurance companies will be partners of Sberbank on life insurance
• Ingosstrakh: payment under the policy of bank card issuers risks insurance
• PrivatBank plans to open 100 new offices
• Raiffeisen Bank Aval has introduced a system of instant mobile payments

Business. Technologies. Retail

• Russian Post becomes the universal operator of governmental services
• MilliKart introduces GSM/GPRS POS-terminals

Card Society

• Indian Railways to use NXP’s contactless MIFARE DESFire enabled smart ticketing

News of Payment Systems

• MasterCard Advanced Authentication for Chip Now Supported by Leading Payment Industry Providers
• TransCreditBank starts accepting Сhina UnionPay cards
• WebMoney: regular payments with templates
• Moneta.ru offers loans

News of Banks

• The Bank of Russia has joined the CPSS of the Bank for International Settlements
• Alexey Ulyukaev: banks’ credit portfolio can grow by 7-8 percent till the end of the year
• Bank of Russia: within a month credit delinquency has grown almost by 10 percent
• Dmitry Medvedev: a "good enough" mortgage rate is 6–7 percent
• Sberbank of Russia: the results of 7 months of 2009
• Bank24.ru: 100,000 express cards

Business. Technologies. Retail

• Some changes in the organizational structure of Tieto

Fraudfighting and Security

• Kazakhstan sets up Internet police

Card Society

• Sberbank of Russia has developed a citizen card prototype
• West Siberian Railways: electronic payments growth

News of Payment Systems

• UBRD starts accepting China UnionPay cards
• OSMP Company and e-port Group declare their consolidation
• In the first half of the year the volume of remittances to Moldova has decreased

News of Banks

• From the beginning of the year a number of credit debt collecting proceedings has grown twice
• Vozrozhdenie bank: deposits of individuals have exceeded 46 billion roubles
• Nizhniy Novgorod bank changes its processing center for Promsvyazbank
• Khreschatik bank and International invest bank have united their ATM networks
• Bank of Baku: bank office of the future
• Kazakhstan: bank cards issue has grown by 8 percent

Business. Technologies. Retail

• Beeline: buying railway tickets with a mobile phone

Fraudfighting and Security

• The Prosecutor General of Belarus has suggested to change locations of some ATMs
• In Azerbaijan a group of card swindlers has faced trial

Card Society

• East-Siberian bank of Sberbank starts the project “Single social card of Krasnoyarsk region”
• Payment system "Gorod": informing of tax liability
• Belarus: you can buy air tickets online using bank cards already this autumn

News of Payment Systems

• The volume of CONTACT remittances to Azerbaijan increased by 32 percent
• Bank Ekaterinburg is increasing the number of "Zolotaya Korona – Denezhnye perevody” cash points
• UNIStream is increasing its network of service points through Bank of Georgia

News of Banks

• Bank of Russia: bank card market in the first half of 2009
• Interest rate of individual deposits above 16.84 percent are forbidden in Russia
• Russian Ministry of Finance suggests permitting making remittances abroad and from abroad in roubles
• In Ukraine the level of credit card defaults has exceeded 30 percent
• Central Bank of Armenia has decreased the official bank rate for the sixth time this year

Business. Technologies. Retail

• Tieto ensures reliable issuing of China UnionPay payment cards

Fraudfighting and Security

• Ingosstrakh has paid 4.6 million roubles for the cracked АТМ
• VSK Insurance House has paid more than 700,000 roubles for cracked АТМ

Card Society

• Ulyanovsk: 40 thousand social cards

News of Payment Systems

• China UnionPay cards are accepted in ATMs of AVTOVAZBANK
• Bank of Belarus has implemented a salary card project, based on BelKart cards

News of Banks

• Sberbank of Russia: the results of bank card operations for the first half of 2009
• Deposits of individuals at Russian banks exceed 6.316 bn roubles
• Rosselkhozbank: 17,000 cards in the Chechen Republic
• RESO Credit bank has joined USS
• Raiffeisenbank migrates to EMV
• Ukraine: the number of mortgage lending banks has decreased
• Bank PSKB has launched “KASSIRA.NET” payment system
• Asaka Bank has issued over 53.5 thousand cards
• In Belarus banks stops issuing loans to individuals in foreign currency
• Belarus banks stop conducting debit transactions with credit cards in foreign currency
• NBRB will keep its prohibition on crediting of individuals in foreign currency after 2011
• 2.6% of credits, issued by Belarus banks, are troubled

Business. Technologies. Retail

• Sberbank of Russia: results of the conquest among ATM suppliers
• BPC Service Center to support Citibank’s ATM network
• NXP Semiconductors Announces Second Quarter 2009 Results
• 1,000 ATMs are outsourced in UPC
• Electronic payment system e-port turnover has grown by 24%
• Now mobile money transfer service is available to Utel subscribers
• Rahaxi-OTI (Open Terminal Interface) for POS system vendors

Fraudfighting and Security

• An increase in illegal ATM software

Card Society

• Study of Russian International Purchases Using Credit Cards in 2009
• Total number of SIM cards, registered in Russia, reached 197 million
• All economically active Russians are card users

News of Payment Systems

• China UnionPay cards are accepted in ATMs of AVTOVAZBANK
• Bank of Belarus has implemented a salary card project, based on BelKart cards

News of Banks

• Sberbank of Russia: the results of bank card operations for the first half of 2009
• Deposits of individuals at Russian banks exceed 6.316 bn roubles
• Rosselkhozbank: 17,000 cards in the Chechen Republic
• RESO Credit bank has joined USS
• Raiffeisenbank migrates to EMV
• Ukraine: the number of mortgage lending banks has decreased
• Bank PSKB has launched “KASSIRA.NET” payment system
• Asaka Bank has issued over 53.5 thousand cards
• In Belarus banks stops issuing loans to individuals in foreign currency
• Belarus banks stop conducting debit transactions with credit cards in foreign currency
• NBRB will keep its prohibition on crediting of individuals in foreign currency after 2011
• 2.6% of credits, issued by Belarus banks, are troubled

Business. Technologies. Retail

• Sberbank of Russia: results of the conquest among ATM suppliers
• BPC Service Center to support Citibank’s ATM network
• NXP Semiconductors Announces Second Quarter 2009 Results
• 1,000 ATMs are outsourced in UPC
• Electronic payment system e-port turnover has grown by 24%
• Now mobile money transfer service is available to Utel subscribers
• Rahaxi-OTI (Open Terminal Interface) for POS system vendors

Fraudfighting and Security

• An increase in illegal ATM software

Card Society

• Study of Russian International Purchases Using Credit Cards in 2009
• Total number of SIM cards, registered in Russia, reached 197 million
• All economically active Russians are card users

News of Payment Systems

• China UnionPay cards are accepted in ATMs of AVTOVAZBANK
• Bank of Belarus has implemented a salary card project, based on BelKart cards

News of Banks

• Sberbank of Russia: the results of bank card operations for the first half of 2009
• Deposits of individuals at Russian banks exceed 6.316 bn roubles
• Rosselkhozbank: 17,000 cards in the Chechen Republic
• RESO Credit bank has joined USS
• Raiffeisenbank migrates to EMV
• Ukraine: the number of mortgage lending banks has decreased
• Bank PSKB has launched “KASSIRA.NET” payment system
• Asaka Bank has issued over 53.5 thousand cards
• In Belarus banks stops issuing loans to individuals in foreign currency
• Belarus banks stop conducting debit transactions with credit cards in foreign currency
• NBRB will keep its prohibition on crediting of individuals in foreign currency after 2011
• 2.6% of credits, issued by Belarus banks, are troubled

Business. Technologies. Retail

• Sberbank of Russia: results of the conquest among ATM suppliers
• BPC Service Center to support Citibank’s ATM network
• NXP Semiconductors Announces Second Quarter 2009 Results
• 1,000 ATMs are outsourced in UPC
• Electronic payment system e-port turnover has grown by 24%
• Now mobile money transfer service is available to Utel subscribers
• Rahaxi-OTI (Open Terminal Interface) for POS system vendors

Fraudfighting and Security

• An increase in illegal ATM software

Card Society

• Study of Russian International Purchases Using Credit Cards in 2009
• Total number of SIM cards, registered in Russia, reached 197 million
• All economically active Russians are card users

News of Payment Systems

• RUSSLAVBANK starts issuing “Zelenyi Koridor” cards
• Electronic payments system will start functioning in the Chechen Republic In January, 2010
• The Ukrainian processing centre: the growth of the card market is slowing down
• National bank of Belarus makes changes in the e-money operating procedure

News of Banks

• The Bank of Russia has announced the monetary base figures
• Sberbank of Russia raises fees for its rouble-nominated cards
• Card for fans of extreme sportsfrom Master Bank
• Bank Ak Bars starts issuing EMV cards
• Bank VTB24 has increased its credit cards portfolio 1.5 times
• Master-bank: a debt repayment service for AmEx cardholders
• Tatfondbank: results of the first part of the year
• MDM-bank reduces its express credits interest rates
• Belarusbank: results of the first half of 2009
• Uzbekistan: the first bank co-brand card
• Bank Khreschatik has been certified as MasterCard EMV cards acquirer

Business. Technologies. Retail

• New stage of development of "Electronic transit card" system

Card Society

• Driving licenses in Russia will be with bar codes
• New changes of biopassports production in Russia
• Bio passports: "Voschod" has turned the system on

News of Payment Systems

• Cetelem starts to issue instant issue credit MasterCard
• Loans of "Moskovskoye Ipotechnoye Agentstvo" might be repaid through CONTACT
• Tickets to Uzbekistan might be paid through CONTACT
• Uzbek Central Bank has introduced its own payment system

News of Banks

• The Bank of Russia tells about the country's international reserves
• RBK Money has expanded bank card payments possibilities
• Visa Virtual Card of TransCreditBank
• "Centralno-Chernozemniy Bank" of Sberbank will use remote channels for social payments servicing
• Credit Europe Bank: a new design of instant credit cards
• Nadra Bank has increased card transactions limits
• Bank "Credit-Dnepr" offers ATM utility payment service

Business. Technologies. Retail

• 7-Eleven asks consumers to help it fight interchange fees
• ATM manufacturer GRG named among most valuable brands in China

Fraudfighting and Security

• The Ukrainian bank card swindlers can be imprisoned for 12 years

Card Society

• E-tickets sales in Perm region have increased seven times
• Khanty-Mansiysky bank offers to transfer the parent capital on social cards
• Bank "URALSIB" has started Social card pilot in Smolensk region

News of Payment Systems

• MasterCard Developed Prepaid Cards for Muslims

News of Banks

• Bank of Russia Reduced Refinance Rates
• AVANGARD Bank Raised Speed and Transparency of Card Processing
• Rosbank Ratchets upward Deposit Rates
• Barclays Bank Offers New Types of Credit Cards
• Association of Azerbaijani Banks Sets up Cards Promotion Workgroup

 Business. Technologies. Retail 

• SITRONICS and RUSNANO to Launch 90 Nanometer Microchip Production Project
• OpenWay Gets the Highest Possible Rating from Leading Analyst Firm
• Banco Atlantida Chooses SmartVista to Strengthen its Retail Payment Business
• BS/2 – Second Certified Wincor Nixdorf Training Centre in the World

Card Society

• Ukrainian Railways Sold over 16,000 Tickets via Internet

News of Payment Systems

• Russian Parliament Supported Law about Cash Registers
• Moscow Authorities will Regulate Installment of Payment Terminals
• Western Union: New Tariffs for Money Transfers from Russia to CIS Countries

News of Banks

• Sberbank of Russia Issues New Platinum Cards
• Barclays Bank Installs POS-terminals at Moscow Box Offices
• Bank of Moscow Started Selling AmEx Cheques with Fixed Fee
• Belarus Banks: Credit Portfolio Grew by 16.5%
• Number of Belarusbank’s Cards Exceeded 3 Million

Business. Technologies. Retail 

• BGS: Biometric Identification of Smart Card Holders
• NXP and IBM Launch Pilot of Road User Charging in the Netherlands
• NXP’s MIFARE DESFire EV1 Technology Received Trusted Security Stamp of Approval
• Symantec Positioned in the Leaders Quadrant of Leading Industry Analyst Firm’s Magic Quadrant for Content-Aware Data Loss Prevention
• Royal Bank of Scotland: Archiving was Successful!

Card Society

• Rural Population of Kyrgyzstan will Make Cashless Payments
• New Rules for European Union Visas

News of Payment Systems

• NCC|UC ATMs Start to Accept China UnionPay Cards in Russia
• American Express Offers to Set Spending Limits for Additional Cards

News of Banks

• Growth of Overdue Debt in Russian Banks is Reducing
• Russian Banks Activated Cards’ Insurance

Business. Technologies. Retail 

• VeriFone Announces Public Transportation Payment and Management Solutions
• First Visa PayWave Contactless Card by People’s Bank of Georgia and Oberthur Technologies in CEMEA
• Crisis is the Best Time to Introduce New Business-Efficient Solutions into the Market
• Zamoskvoretski Bank is Diasoft New Customer
• Elecsnet Terminals Will Accept Contactless Cards

News of Payment Systems

• Russian Ministry of Finance and Central Bank Elaborate Bill about Single Payment System
• New Neste-Citibank-MasterCard Credit Card for St. Petersburg's Motorists
• Electronic Air Tickets Available by NSMEP Cards
• FinComBank Joined Golden Crown – Money Transfer System

News of Banks

• Russian Central Bank: Number of Active Banks in Russia Reduced
• PSCB Started Issuance of “Green Channel” System’s Customs Cards
• Ukrsotsbank and Universal Bank Joined Their ATM Networks
• Volume of Money Transfers to Moldova Amounted to USD90.5 Million in April
• National Bank of Ukraine Fixed Basic Rate as 11% per Annum

Business. Technologies. Retail 

• Russia Overtakes Spain and UK as Largest ATM Market in Europe
• Ingenico Announced Disposal of Sagem Denmark and Manison Finland
• New Diasoft Products Implemented in Chuvashcreditprombank
• Top Up via Internet are Encouraged by Cell Operators

News of Payment Systems

• Andrey Damaskin is President of Diners Club Russia
• People’s Bank of Georgia Issued First in СЕМЕА Visa payWave Contactless Card

News of Banks

• Bank of Russia about Russian Issuers and Acquirers
• President of Russia is Against Creation of “Bad Bank”
• Corporate Card from Promregionbank
• Association of Banks of Azerbaijan Prepares Second Package of Anti-crisis Advices for Banks

News of Payment Systems

• Turnover of Russian Instant Payments Market Grew by 22% in Q1, 2009
• Bank Standard is New Partner of Golden Crown
• Money Transfers from USA to Russia are Available via Mobile Phone 

News of Banks

• Individuals’ Deposits at Russian Banks Increased by 4.9% in Q1, 2009
• Vozrozhdenie Bank: 94% Issued Cards are Debit Ones

Business. Technologies. Retail 

• Contact with Diasoft
• Tieto Rated "Positive" in Gartner's Marketscope Report
• Diebold Renovates Branches of Banca Carige
• Gemalto First to Achieve Saudi Arabia Certification
• LA Metro Selects NXP’s MIFARE Plus Microcontroller IC for Ticketing

News of Payment Systems

• Svyaznoy and Golden Crown Launch Federal Money Transfer Project
• Russian Instant Payments Market: Results of Q1, 2009
• “The Big Three” of CIS Countries Lost 50% Money Transfers from Russia

News of Banks

• DIA Allocated RUR159.5 Billion to Financial Rehabilitation of Russian Banks in 2009
• Central Bank of the Russian Federation about Russian International Reserves
• Bank of Estonia: 5.2% Credits Overdue by More than 60 Days

Card Society

• Russian Railways Migrates to E-tickets System
• New Curbs on US Credit Card Firms

News of Payment Systems

• Russian State Duma will Consider Bill about Payment Agents Again
• MasterCard and Barclays Bank Started Issuance of World MasterCard Card in Russia
• MasterCard P2P Mobile MoneySend Platform Set To Go Live
• Primary Trend of Ukrainian Payment Systems’ Market
• UNIStream and FUIB Launched Joint Project

News of Banks

• Raising of Credit Rates is Supported by Russian Government
• NAFI: Ratings of Russian Banks’ Publicity and Awareness
• Central Bank of Russia: Card Issuance Grew 4 Times in Q1, 2009
• Turnover of Russian Banks’ Cards Reduced
• XVIII International Banking Congress
• Ukrainian Banks’ Loss Exceeded USD1 Billion from January to April, 2009
• Net Income of Moldavian Banks Totaled USD11.9 Million in Q1, 2009

Business. Technologies. Retail

• INPAS: 250,000 Visa Cards ”Donate Life”
• VeriFone Announced QX1000 Plug-and-Play Advanced Contactless Solution
• Tieto's Card Acquiring Solution Highly Ranked by PayX Research Limited
• NXP and Giesecke & Devrient Launch Contactless Fast Pay Solution
• EMV User Meeting

Fraudfighting and Security 

• IDC: Security Software Market in Russia
• Central Bank of Russia Published Standard “Maintenance of Information Security of Organizations of Bank System of the Russian Federation”
• Losses from Card Fraud in Russia Reached RUR1 Billion

News of Banks

• Sberbank of the Russian Federation Issued 32.1 Million Cards
• Sberbank of Russia: More than 17,000 Public ATMs
• Turnover of Mobile and Internet Banking Russian Market Exceeded RUR20 Billion in 2008
• Belarus Individuals’ Deposits Reached almost USD5.6 Billion
• Azerbaijan: Chip Cards are Dominating

Business. Technologies. Retail

• SmartVista Expands to Southern Africa
• Tieto Took Part in MasterCard Debit & Prepaid Conference 2009
• Inline Technologies Group has Entered the TOP-20 Largest IT-companies in Russia in CNews100 Rating
• NXP PN544 Controller to Drive Global NFC Adoption, Enabling New Era of Contactless Mobile Service Innovations
• Azericard Introduces E-commerce in AmEx System 

Card Society

• About 100,000 Passengers of Moscow Metro Pay for Trips by Banking Cards
• More than 80% Retired Persons in Azerbaijan Get Pension via Cards