The deferred digital ruble. When, how, and why?

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March, like the previous months of 2025, turned out to be eventful, but this time we de-cided to dedicate the Chief Editor's Column exclusively to the issue of the digital ruble. Firstly, because this topic is covered in several publications in this issue, and secondly (and this is the main thing) - because experts link the development of a number of key areas of banking, fintech, e-commerce and retail with this very initiative of digital ruble.

March, like the previous months of 2025, turned out to be eventful, but this time we de-cided to dedicate the Chief Editor's Column exclusively to the issue of the digital ruble. Firstly, because this topic is covered in several publications in this issue, and secondly (and this is the main thing) - because experts link the development of a number of key areas of banking, fintech, e-commerce and retail with this very initiative of digital ruble.

Journal:  PLUS №3 (323), 2025

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