Innovations in Acquiring 2025–2026. What awaits retail in the coming years

Cashless payments in Russia has amounted to 87.50%, as reported by Elvira Nabiullina, Governor of the Central Bank of the Russian Federation, at the plenary session of Finopolis 2025. By comparison, in 2015, the Bank estimated this figure as low as 31%. This impressive growth resulted from the sustainable development of digital infrastructure, including the widespread adoption of contactless technologies and improved services that facilitate cashless payments. Vladimir Teryaev, CEO of Multikarta (part of the IT holding T1), discusses current trends in acquiring and technologies that could become standard in the coming years.

Cashless payments in Russia has amounted to 87.50%, as reported by Elvira Nabiullina, Governor of the Central Bank of the Russian Federation, at the plenary session of Finopolis 2025. By comparison, in 2015, the Bank estimated this figure as low as 31%. This impressive growth resulted from the sustainable development of digital infrastructure, including the widespread adoption of contactless technologies and improved services that facilitate cashless payments. Vladimir Teryaev, CEO of Multikarta (part of the IT holding T1), discusses current trends in acquiring and technologies that could become standard in the coming years.